Financial Planning should be deeply personal
We are here to help you to feel in control and give you a sense of security that you are on track to achieve your objectives.
How this works
Our financial planning process is simple
1. Initial Meeting
This is a meeting to get to know you, your financial situation, your dreams and goals and what matters most to you. It's also our chance to explain our service and fees, how we might work together to achieve your objectives, and for us to decide together whether we are a good fit to partner up and create your future financial success story.
2. Information Gathering
Next, we will gather all the hard facts about your current circumstances, your personal, family and health details and your complete financial situation, which will include assets, liabilities, income, expenses, and risk tolerance.
3. Analysing the Financial Situation
We will analyse all the information gathered in stage 1 and 2 and assess your current financial health. We will identify gaps or shortfalls, and areas that need attention, which may be holding you back from creating your financial success story.
4. Developing the Financial Plan
Based on this analysis, we will develop a personalised financial plan tailored to your needs and requirements, with specific recommendations that will look to start your journey towards achieving your dreams. We will discuss this plan and gather your thoughts with a view to agreeing on how you wish to take plans forward.
5. Implementing the Plan
Once agreed we will put in place the solutions, which may involve implementing investment strategies, purchasing insurance, or other financial products to assist us in meeting the goals set out in your personalised plan.
6. Reviewing & Adjusting the Plan
This step is the beginning of what we hope will be a long and fruitful partnership. We will meet regularly (once or twice a year) to review your personalised plan, the investment solutions we have put in place, check they are still meeting your objectives and forecast these plans into the future. Where life has thrown a curve ball, we may need to adjust or reevaluate what is needed and act accordingly. Be assured that your personalised plan will evolve with you and your changing requirements.
Our financial plans are built with
you in the middle
The traditional financial advice model was to focus on your money first, and fit this into your life. We flip this on its head, by starting with you first and putting your money around your hopes & dreams.
What we're here to do:
Give you a greater understanding of what the financial products you already have mean.
Help you to establish what you now need to do to ensure you meet your goals.
Help you to feel in control and a sense of security that you are on track to achieve your objectives.
What we're not here to do:
No 'execution-only advice' - We only provide fully regulated advice that assures you always have full protection on all the advice that we provide.
We will not confuse you with jargon and numbers but clearly explain what your financial plans are and how best to meet your goals in a simple and transparent manner.